AGREEMENT BETWEEN USER AND Health Plans, Inc.

The Health Plans, Inc. is comprised of various Web pages operated by Health Plans, Inc.

The Health Plans, Inc. is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein, and the HPI privacy policy found by clicking here. Your use of the Health Plans, Inc. Web Site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

Health Plans, Inc. reserves the right to change the terms, conditions, and notices under which the Health Plans, Inc. Web Site is offered, including but not limited to the charges associated with the use of the Health Plans, Inc. Web Site. Updated Terms of Use will be effective immediately when Health Plans, Inc. posts them. You will be notified of any changes the next time you log into your account, as they are binding on you. You may not amend or modify these Terms of Use without prior written agreement from Health Plans, Inc..

LINKS TO THIRD PARTY SITES

The Health Plans, Inc. may contain links to other Web Sites not managed by Health Plans, Inc. ("Linked Sites"). The Linked Sites are not under the control of Health Plans, Inc. and Health Plans, Inc. is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Health Plans, Inc. is not responsible for webcasting or any other form of transmission received from any Linked Site. Health Plans, Inc. is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Health Plans, Inc. of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Health Plans, Inc., you warrant to Health Plans, Inc. that you will not use the Health Plans, Inc. for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Health Plans, Inc. in any manner which could damage, disable, overburden, or impair the Health Plans, Inc. Web Site or interfere with any other party's use and enjoyment of the Health Plans, Inc.. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Health Plans, Inc.. Health Plans, Inc. has the right to take appropriate legal action, including without limitation, referral to law enforcement, for any unauthorized use/misuse of the Health Plans, Inc..

YOU WAIVE AND HOLD HARMLESS Health Plans, Inc. FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY Health Plans, Inc. DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER Health Plans, Inc., ITS SUPPLIERS, OR LAW ENFORCEMENT AUTHORITIES.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE Health Plans, Inc. WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Health Plans, Inc. AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE Health Plans, Inc. WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE Health Plans, Inc. WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

Health Plans, Inc. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE Health Plans, Inc. WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. Health Plans, Inc. AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. YOUR USE OF THE Health Plans, Inc. WEB SITE IS AT YOUR OWN RISK.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Health Plans, Inc., ITS EMPLOYEES, AGENTS, OFFICERS, DIRECTORS AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE Health Plans, Inc. WEB SITE, WITH THE DELAY OR INABILITY TO USE THE Health Plans, Inc. WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE Health Plans, Inc. WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE Health Plans, Inc. WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Health Plans, Inc. OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE Health Plans, Inc. WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE Health Plans, Inc. WEB SITE.

TERMINATION/ACCESS RESTRICTION

Health Plans, Inc. reserves the right, in its sole discretion, to terminate your access to the Health Plans, Inc. and the related services or any portion thereof at any time, without notice.

GENERAL

To the maximum extent permitted by law, this agreement is governed by the laws of the Commonwealth of Massachusetts, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Worcester County, Massachusetts, U.S.A. in all disputes arising out of or relating to the use of the Health Plans, Inc. Web Site. Use of the Health Plans, Inc. is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Health Plans, Inc. as a result of this agreement or use of the Health Plans, Inc.. Health Plans, Inc.'s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Health Plans, Inc.'s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Health Plans, Inc. Web Site or information provided to or gathered by Health Plans, Inc. with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Health Plans, Inc. with respect to the Health Plans, Inc. Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Health Plans, Inc. with respect to the Health Plans, Inc.. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the Health Plans, Inc. are: Copyright 2025 Health Plans, Inc. All rights reserved.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.